Helpful Tips For Buyers & Sellers
Pre-Approval  |  Choosing an Agent  |  Home Inspection  |  Too High or Too Low  |  Little Touches - Big Return
Get Pre-Approved    
Most people buying a home need a mortgage and this should not be left until the end. Today, lenders will “pre-approve” buyers for a mortgage amount. Mortgage Brokers are available to meet with you when it’s convenient to you. When your mortgage is pre-approved, you will be guaranteed a competitive interest rate for up to 90 days or until the day before closing, whichever comes first. The interest rate on your mortgage will be the lowest rate within that time period. If rates increase, you’re protected. If rates decrease, you’ll receive the lowest rate. A mortgage broker will “shop” the market for you to get you the best mortgage suited for your needs.
John and Kelly work closely with several qualified mortgage lenders and can recommend one to you to answer your questions and concerns.